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Apply Online
Quick Review & Disbursal Process
Easy Repayment
Here are some rates and charges that you must know when you apply for a personal loan.
Transparent breakdown — no hidden surprises
● APR Effective: 31%Loan Amount
₹1,00,000
Tenure
12 Months
APR, Effective
15% to 31%
Interest Rate
27% p.a.
2.25% per month
Processing Fee
₹10,000
Upto 10% + GST of loan amt
Monthly EMI
₹9,135
for 12 months
Total Interest
₹9,620
over loan tenure
Amount Disbursed
₹90,000
after fee deduction
Total Repayment
₹1,09,620
Principal ₹1,00,000 + Interest ₹9,620
Pre-Closure Charges
₹ 0
close anytime, no penalty
Cheque Bounce Charge
₹1,000
per instance
* Representative example for illustrative purposes only. Actual rates & charges may vary based on applicant eligibility.
AGF Finlease (India) Ltd | RBI Registered NBFC B-14.01767 | APR Range: 15%–31% | Tenure: 90–365 Days
Whatever your financial needs — whether it's home renovation, travel expenses, credit card payments, or other personal requirements — our personal loan process is designed to be clear and straightforward.
To get started, keep your documents ready, as they play an important role in determining your eligibility. Our secure application process ensures your data is protected at every step.
Simply choose your loan amount, fill in the required details, and upload your documents for review. Once submitted, our team will verify your application and disburse the approved amount promptly, subject to eligibility.
Quick checks before you apply — see if you qualify in seconds.
28 – 59
Age (in years)
Salaried
Employment Type
650+
CIBIL Score Required
₹45,000+
Monthly Salary (min.)
Documents Required: Aadhaar Card, PAN Card, Last 3 months' salary slips, Last 6 months' bank statements, Passport-size photograph. All documents can be uploaded digitally.
Your borrowing experience becomes easy and accessible when a lending agency offers you a competitive interest rate, streamlined approval, simple repayment, and transparent features.
Our digital lending platform simplifies the loan application process, reducing paperwork and making it accessible from anywhere.
We offer personal loans at a competitive annual interest rate — ranging from 15% to 31% p.a. — so you always know what you're paying.
The loan application does not require physical documentation. Simply submit your documents as soft copies online.
There are no pre-approval fees or hidden charges when applying for a personal loan. All costs are disclosed upfront.
Once your application and documents are verified, the loan amount is disbursed promptly, subject to eligibility.
Loan repayment is flexible and can be scheduled according to your preferred tenure — from 3 to 12 months.
Our team ensures fairness, transparency, and clarity at every step of the loan application process. We are committed to reviewing your application and documents thoroughly, so that eligible applicants receive a decision in a timely manner.
Here's how we process the loan application:
Application
Documentation
Approval
Disbursal
We provide personal loan services in India's major cities, understanding the importance of accessible and timely financial support for our customers.
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