We gather and store client information with client authorizations. We offer a safe and secure environment for our borrowers and a great customer experience. We just collect information that is needed for the loan verification process so that you can get the loan amount timely. We offer you help in every step of the process. In particular, we gather personal information from clients that we believe is fundamental to accomplishing the business purposes referenced previously.
The data collected by us Includes:
Full Name
E-mail
Gender
Photograph
Mailing address
Posting code
Family details
Contact Number
Bill details
Permanent Account Number (PAN)
Our website additionally gathers contact numbers for verification to test the SIM on the device that exceptionally identifies you and fends off frauds to get unauthorized entry. We don't accumulate, read or store client SMS or call records.
In general, you can explore our website without revealing your identity or sharing any personal information. However, if you choose get services from our platform, we will request some basic information to provide you with personalized services. The information we collect from you, in compliance with data privacy standards, includes:
Collecting Device Location and Device Information:
We assemble and screen the information about the area of the client's device to give users of your credit application, decline risks identified with your high-level application, and give pre-insisted tweaked advance offers.
We get the following information to perform multiple actions such as
To perform properly and enrich the services.
To get brief ideas of the server and speed of the page.
To deliver precise services with distinct features.
To get services from the third party with extended quality.
Whenever possible, we make it clear which fields are required and optional. You always have the choice to withhold information by not using a particular feature or service on our platform. Additionally, we collect data from your user account, primarily encompassing your email address and public profile details like your name, photos, and ASID, depending on the platform you use to sign up for our app.
This information is essential for the registration process, granting you access to our services, and simplifying data entry through the app's interface. We also collect other identifiable information, such as your transaction history on the platform, when you create a free account with us, as detailed below. While some sections of our platform can be accessed without registering as a member, certain activities, such as obtaining third-party lender credits through the platform, necessitate registration and the provision of the above-mentioned details. The platform will clearly indicate the personal data it is gathering from you, and you retain the option to withhold your information. However, please note that this may limit the services available to you on the platform.
Furthermore we can get the record of your phone number for verification purposes and to confirm the active status of your SIM card on the device. This measure helps uniquely identify you, prevent fraud, and restrict unauthorized access.
In compliance with the Video Know Your Customer (Video KYC) process, the collection of your data is imperative to validate and complete your KYC. Consequently, granting permissions for the use of microphones and cameras is mandatory.
Terms to Use:
In general, terms and conditions are a declaration that includes the regulations that one must agree to follow to enjoy the services given. This agreement is quite lengthy. As a result, for your convenience, we have created a summary of the agreement. Customer satisfaction is our main focus. Please see below for a summary of the agreement's important points:
This website is for your personal use only and may not be used for commercial reasons.
Use of this website is subject to all of the Terms set out below - if you do not agree to the terms, please cease using the website immediately.
You solely must ensure that the information you supply us when using any of our websites is accurate and complete. A list of all of our group websites is mentioned at the end of the page.
You will not post content or take any action on the Website that may constitute libel or slander, infringes or violates someone else’s rights, that is protected by any copyright or trademark, or otherwise violates the law.
Content and information that you share will be available to other users of our website. You understand that such third parties may access, use, store and transfer such content and information and associate it with you.
You agree that you will not use the Website for commercial purposes.
We may remove any content or information that you share on the Website for any reason.
You agree that you will not use any device, software, or routine to interfere or attempt to interfere with the proper working of the Website or any transaction being conducted on our website.
Your Account:
Through the Website, you may be given the option to pre-register and/or apply for a loan. You promise to submit current, complete, and accurate information about yourself when pre-registering or applying for a loan on the Website. If any of the information you give is false, inaccurate, out of date, or incomplete, NextBigLoan reserves the right to cancel your loan pre-registration and/or application and refuse any future use of the Website. We have the right to reject your loan application.
Loan Pre-Registrations and Applications:
You may be presented with the opportunity to pre-register and/or apply for a loan through the Website. When pre-registering or applying for a loan on the Website, you agree to provide current, complete, and accurate information about yourself. If any information you provide is untrue, inaccurate, not current, or incomplete, NextBigLoan has the right to terminate your loan pre-registration and/or application and to decline to provide any future use of the Website. We reserve the right to decline your application for a loan.
Constraint of Liability:
You concur that all entrance and utilization of the Website and its substance is despite the obvious danger. On no occasion will NextBigLoan be expected to take responsibility for any harms, including without limit immediate or circuitous, exceptional, coincidental, or considerable harms, misfortunes or costs emerging regarding the Website or any connected webpage or use thereof or powerlessness to use by any party, or regarding any disappointment of execution, mistake, oversight, interference, imperfection, delay in activity or transmission, PC infection or line or framework disappointment, regardless of whether it or agents thereof, are instructed concerning the chance of such harms, misfortunes or costs.
Constraint of Security:
Our security strategy makes sense of how we treat your data and safeguard your protection when you utilize our site. Our security strategy is thusly fused by reference into these Terms of Use.
Law:
You consent to maintain all appropriate nearby, state, public, and worldwide regulations and guidelines in your utilization of the Website. Our site is accessible just to people who are allowed to utilize it under relevant regulation. If you don't qualify, kindly don't utilize our site. You consent to be exclusively answerable for your activities and the substance of your transmissions through the Website. You make a deal to avoid imitating any individual or substance or dishonestly state or in any case, distort your personality or association with an individual or element. Your address warrant that you have the lawful right and capacity to go into these Terms of Use and to involve the Website as per these Terms of Use. Unapproved utilization of this Website, including however not restricted to unapproved section into NextBigLoan site, abuse of passwords, or abuse of any data posted on a webpage, is precluded.
Third-party policy
We can share this information with our clients or third parties those who are delivering our services. But they never misuse your information at all and it is only to deliver efficient services.
Accessibility of devices
We get the accessibility of your devices to ensure the location and other components to accomplish the requirements of video KYC and all. To proceed with the KYC, we get the accessibility of your devices in different ways. Such as
Camera
Microphone
Location
Cookies
Our website sends cookies to enhance the services with multiple updates and information, such as server details, speed, product delivery and all.
Approval of terms and conditions
Unless you agree with the terms and conditions you can’t go ahead to get the services, therefore, it is necessary to agree with the terms and conditions. if you disagree with the terms and conditions, at that time only, you will withdraw from the services.
Contract Act
Any customers, proceeding with digital lending must be eligible as per the Contract Act 1872, where they are supposed to follow all the eligibility criteria. In case of any defaults, their agreement and services can be immediately terminated.
Contact details
We are not responsible for any defaults if you are visiting another website and get some difficulties and fraud. We always contact you with our registered contact details.
Grievance
There is a specific grievance team where you can register your complaint in case of any delay or interruption of services. For more information, please contact the Grievance officer.
