Here is a list of documents you need when applying for a shopping loan:
- Aadhar Card
- PAN Card
- Bank Statement for the last six months and Salary Slip (if the person is salaried)
- ITR and Business Records (if the person is self-employed)
Have you been craving that stunning piece of jewelry that could make heads turn? Or, are you looking to buy an expensive crystal showpiece for your living room? No matter the reason, benefiting from our Personal Loans for shopping should be the first thing on your mind. Available at an affordable interest, you can use this amazing facility to your advantage. A financial crisis will no longer be a concern whether you shop online or offline.
At Nextbigloan, we help you satisfy your desire for the most wanted products. The loan amount will be disbursed to your linked account sooner than you think. With instant approval and disbursal, you can expect a seamless shopping experience. Our lending service, being digitalized, will be available shortly whenever you feel like shopping. You can make loan repayments without any hassles. What more could you possibly ask for?
Want to go shopping? Stuck due to a financial crunch? No worries! Applying for a Personal Loan will be your best bet. With a quick, secure, and transparent process, you can get the cash immediately in your account. Grab that dream product for your home and let its style and versatility make a strong impression. Getting a personal loan was never this easy! Apply for a shopping loan anywhere at any time.
Here is a list of documents you need when applying for a shopping loan:
Here are the requirements you need to meet when applying for a shopping loan:
The personal loan calculator for EMI is tailored to fetch the EMI details, where you need to enter details like the loan amount, interest rate, and tenure. It will automatically give you the exact amount of EMI you must pay. This is when the Personal Loan is borrowed with various EMIs.
| Feature | Benefit |
|---|---|
| Simple Application | Apply for our shopping loan without any trouble. It requires minimal documentation and your document's soft copy. |
| Flexible Repayment | Our instant shopping loan offers flexible repayment and you can select the date at your convenience |
| Competitive Interest | The rate of interest for an instant Cash Loan is competitive. |
| Quick processing | Expect fast approval as every document is verified with the advanced loan management system. |
| Instant Disbursal | Get the loan amount disbursed instantly. However, having all the documents as per the eligibility is crucial. |
| Minimal Documentation | Apply for a shopping loan without physical documents. Use basic documents like Aadhaar, PAN, Salary Slip, etc. |
The eligibility calculator for the instant shopping loan provides you with eligibility details. This is specifically for the approved loan amount where the lender decides the maximum amount. However, you must fill in all the required details such as your salary, tenure, etc. These details will help you get the maximum loan amount with no hassles.
A shopping loan is a personal loan designed to help you shop for various products. They could be electronics, furniture pieces, or luxury items. Take advantage of this instant loan by paying for your purchases in easy EMIs.
Get the shopping loan in as little as 24 hours! Click ‘Apply Now’ and fill out the application form online with the necessary details and documents. Finally, submit your application.
To apply for a shopping loan, you will need various crucial documents such as identity proof, address proof, PAN card, Aadhaar card, and bank statements.
When qualifying for a shopping loan, you must be sure regarding certain requirements. The person applying for the loan must be between 21 and 60 years old with a monthly income of no less than Rs. 35,000 or Rs. 40,000. Also, they should maintain a credit score of 750 or more.
Rates of interest on shopping loans vary on several factors, which also include the credit score. These rates can be fixed or variable and may be influenced by promotional offers as well.